Louisville Chrysler Dodge Jeep Ram


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Finance Information

When it comes to purchasing a car, You're in the driver's seat.

Our secure online credit application makes getting financing a quick & efficient process.

Get Pre-Approved Estimate Your Payment
 
 

Estimate Your Payment

Estimate Your Monthly Payment

We're Here To Help

Like most buyers, you may need financing to get the vehicle you want. What you don't need is a long drawn-out hassle to get it. Our user-friendly on-line credit-application process takes you from start to finish. It requires just a few a minutes of your time and a few personal details which we do not share.

It's really that easy. Get started today.

Get Pre-Approved

A Little Knowledge Can Make A Big Difference.

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Choice of Vehicle/Trade

The loan rates available to you will be based on the year, model, and final cost of the vehicle you choose.

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Credit History/Employment

Your rates are based on numerous factors such as income, employment and credit history, including the number of open balances and late payments.

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Down Payment/Interest Rate

The more money you can put down the higher your chances are of being approved and the lower your rates are likely to be.

Before applying for credit, it's always helpful to know your credit score which can measure from 350 to 850. The higher your credit score the less you are considered to be a risk. That translates to a lower interest rate. However, whether or not you know your credit score you can still use our credit application tool.

Factors Affecting Your Credit Score

Number of open credit accounts, loan and credit card payment history, amount of debt compared to annual income, frequency of credit inquiries, and number of liens and judgments.

To learn your credit score you can contact the three main credit reporting agencies:

Experian Logo

Experian:

www.experian.com
(888) 397-3742

Equifax Logo

Equifax:

www.equifax.com
(800) 685-1111

TransUnion Logo

TransUnion:

www.transunion.com
(800) 916-8800

What you need to bring with you

Drivers License Icon

Valid Driver's License

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Proof of Insurance

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Proof of Income

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Proof of Residence

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Proof of Phone Number

In some cases, you may be asked for additional information. We'll walk you through every step of the way and respect your privacy & concerns. Please make sure your information is current.

You Make The Choice. We Make It Easy.

Every part of the car buying process should be simple. That includes determining your car payment which is just as easy our pre-approval process thanks to our on-line payment calculator. Just choose your vehicle and we'll tell you what you can expect to pay each month. Whatever your credit situation and budget, we've got a car for you at a payment you can afford.

It's easy. It's quick. It's safe. Get started today.

Estimate Your Payment

Chrysler Dodge Jeep Ram Financing FAQs in Louisville, KY

How can I start an auto finance application in Louisville, KY, before visiting the dealership?

You can start directly through the secure online Get Pre-Approved application, which lets you begin the process from home before visiting Louisville Chrysler Dodge Jeep Ram.

What should I have ready when applying for financing at Louisville Chrysler Dodge Jeep Ram?

You'll typically need a valid driver's license, proof of insurance, proof of income, proof of residence, and a current phone number. In some cases, additional information may be requested.

Can I qualify for vehicle financing with limited credit history or past credit challenges?

Yes, the finance team works with a range of lenders to help customers across a variety of credit situations. Submitting an application doesn't guarantee approval, but it opens the conversation about what's available to you.

How can I compare financing and leasing a Jeep Grand Cherokee or Ram 1500?

Financing lets you purchase and eventually own the Grand Cherokee or Ram 1500 through scheduled payments, while leasing typically offers lower payments and lets you drive a new vehicle more often, within the terms of the lease. The right choice depends on your driving habits and ownership goals.

How does a larger down payment affect my monthly payment and total borrowing cost?

A larger down payment reduces the amount you finance, which can lower your monthly payment and the total interest paid over the life of the loan. The finance team can walk you through how this applies to your specific numbers.

Can I explore financing for a pre-owned vehicle as well as a new Chrysler, Dodge, Jeep, or Ram?

Yes, financing is available for eligible vehicles in the New Vehicles inventory and the Used Vehicles inventory.

What financing options can I discuss for a Ram truck purchased for my business?

Business customers can discuss financing for a Ram truck through the standard finance process, and the Commercial Vehicles team can help identify options suited to business use.

How do I find out which vehicle rebates or financing offers I may qualify for?

Rebates and financing offers vary by model, eligibility, and program dates. Reviewing the New Specials and speaking with the finance team can help clarify what applies to you.

Can I apply my trade-in equity toward a Chrysler Pacifica or Dodge Durango?

Yes, an eligible vehicle transition value can be applied toward a Pacifica, Durango, or any other vehicle in the inventory, reducing the amount you need to finance.

Can I finance the purchase of my vehicle when my lease ends?

Yes, financing options may be available to purchase your vehicle at the end of your lease. Reviewing your options through the lease return page ahead of time, and confirming eligibility with the dealership and your leasing company, can help you understand which path fits your situation.